I want to get a phone with a dual camera and video camera and MP3 player. What should I get??

I’m in the UK. I have no clue coz I have never had a camera on my phone before coz I have a camera phobia, but I think I’m ready for this and I want to get a good camera so it will be a really positive experience and I can enjoy taking photos with it.

The only ones I have heard are good are iphone (but apparently you can’t use it in free wi-fi areas? Which would be a problem coz I don’t want a contract), Samsung Galaxy, and HTC One x.

I want to get it sim-free coz I don’t use it that much for calls and texts and I want to keep my number on pay-as-you-go. It’s mainly for the cameras. I don’t wanna buy a separate camera coz I don’t want to carry a phone AND a camera AND an ipod. I want 3 in one.

I’d appreciate ANY comments or suggestions (and here is a question mark to enable answers!)?